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HorrorRoach

Visa/Mastercard gone? Good and bad, lol.

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Damn, Wargaming removed Visa/Mastercard from the purchase type list! There are going to be a lot of irritated people tomorrow, when they find out they'll have to wait a day or two for a Paypal account to get verified. What's the quickest/easiest way of paying?

I bet Visa/Mastercard are taking a 2-3% chunk of every transaction, that's going to add up to tens thousands over the next few weeks. I don't blame them really, but maybe they should've done it a few weeks ago so people know what to expect. I bought the Huang Meh 3-4 days ago I believe, using my Visa bank card.

 

EJ

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They are there for me to use dunno, why you don't see them.

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Strange, It's not on the "Any amount of doubloons" section, I assumed it was for all the others as well.

 

You know what, it's because they have the VISA/Mastercard creditcard offer thing where you get extra doubloons for spending X amount of money. So you'd get less doubloons buying it from the "Any amount" if you used a Visa

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I'm actually impressed, it's a subtle form of honesty...i see people rag on them for being "dishonest" frequently on the forum, here's an example of the opposite

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I would never give my credit card numbers to Wargaming... Ever... Using Paypal or its equivalent  is far safer. 

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It makes a difference where you approach to pay.  From the website or from the game.  Try if you don't see what you want.

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1 hour ago, Taylor3006 said:

I would never give my credit card numbers to Wargaming... Ever... Using Paypal or its equivalent  is far safer. 

I have been using mine for 2 years now with no issues.  IF I ever have an issue it takes all of about 2 minutes for me to get online and dispute any transaction.  Funds are immediately released back to me pending official determination.  I haven't used Pay Pal since eBay was a thing back before Amazon existed.   What a horrendous way to transact money.  Transfer to pay pal.  Transfer to another pay pal..wait to clear.  Ugh.  My WG purchases (when I do make them) take all of about 4 mouse clicks and less than 2 minutes to make. 

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19 minutes ago, CaptGodzillaPig said:

I have been using mine for 2 years now with no issues.  IF I ever have an issue it takes all of about 2 minutes for me to get online and dispute any transaction.  Funds are immediately released back to me pending official determination.  I haven't used Pay Pal since eBay was a thing back before Amazon existed.   What a horrendous way to transact money.  Transfer to pay pal.  Transfer to another pay pal..wait to clear.  Ugh.  My WG purchases (when I do make them) take all of about 4 mouse clicks and less than 2 minutes to make. 

LOL ok, never had any problems using PayPal. I don't like them as a company, but have had no issues. Disputing charges is hardly the issue, giving my credit card information to a company based in a country hostile to the west in general and my country in particular is. Considering that computer hacking is a bit of a national sport there gives me zero confidence in using a credit card with them. Zero.

BTW go ahead and dispute a charge to Wargaming.. They automatically lock your account no questions asked.

Edited by Taylor3006

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WG doesn't handle the CC details at all, they don't get to store them or see them, all that is handled by the bank/visa/mastercard system.

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2 minutes ago, BlindAF said:

WG doesn't handle the CC details at all, they don't get to store them or see them, all that is handled by the bank/visa/mastercard system.

The information is available and stored on site for anyone with admin privileges to see. Most software nowadays encrypts the information but it can still be hacked. I know this because it is my job to oversee credit card transactions for our hotels. If you charge a room at one of them, I can see all the information needed to use that card.  

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27 minutes ago, Taylor3006 said:

LOL ok, never had any problems using PayPal. I don't like them as a company, but have had no issues. Disputing charges is hardly the issue, giving my credit card information to a company based in a country hostile to the west in general and my country in particular is. Considering that computer hacking is a bit of a national sport there gives me zero confidence in using a credit card with them. Zero.

BTW go ahead and dispute a charge to Wargaming.. They automatically lock your account no questions asked.

Well if it ever comes down to a day where I have to dispute a charge I will...and if they decide my business is no longer needed.  It is just a game.  Pretty sure I can find another one I enjoy playing.  I doubt my credit card will be of any value to a hostile country.  I sure wish it could be.  lol. 

My dispute process works like this.  I dispute said charge.  My company refunds me the charge immediately and initiates and investigation.  If the dispute is valid, then the reversal stands and I keep the money.  What happens between the bank and the entity I disputed it with is invisible to me.  If my dispute was not valid, then the charge is re-applied to my account. 

Edited by CaptGodzillaPig

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2 hours ago, Taylor3006 said:

I would never give my credit card numbers to Wargaming... Ever... Using Paypal or its equivalent  is far safer. 

That is your prerogative, of course.  However, I worked for a major credit card company for three years, and your protections are MUCH better with the credit card itself vs Paypal.  I'm the opposite of you.  I only use Paypal when I can't do the transaction any other way.

 

As I said, it's your prerogative.  Also,  if you're not from the US, never mind, forgot I said a word.  Different countries, different rules.

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8 minutes ago, mavfin87 said:

That is your prerogative, of course.  However, I worked for a major credit card company for three years, and your protections are MUCH better with the credit card itself vs Paypal.  I'm the opposite of you.  I only use Paypal when I can't do the transaction any other way.

 

As I said, it's your prerogative.  Also,  if you're not from the US, never mind, forgot I said a word.  Different countries, different rules.

Well Texas seems like a different country but still part of the USA for now...

PayPal when tied to your bank account can give you problems if there is a hack and someone gets into your account. Is why I use a credit card for PayPal, that way I am given the same protections offered by law. When I set up PayPal I opened a second bank account that wasn't attached to my primary accounts. It was a normal savings account and deposited whatever the minimum was to avoid service charges. After around 10 years I closed it without thinking about PayPal and they haven't seen to mind, they do just fine with my credit card info only. BTW this may only work for me because I don't sell anything, just use it to pay.

Edited by Taylor3006

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20 minutes ago, Taylor3006 said:

The information is available and stored on site for anyone with admin privileges to see. Most software nowadays encrypts the information but it can still be hacked. I know this because it is my job to oversee credit card transactions for our hotels. If you charge a room at one of them, I can see all the information needed to use that card.  

Well, there is an opt out checkbox to have you details not saved, but once you hit enter, those details are sent through the gateway software to be handled by the bank/visa system, WG doesn't see them during this process, they only get a yes or no on your credit goodness. This is not hotel software, it's a payment gateway for e-commerce that SHOULD be PCI compliant.

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2 hours ago, Taylor3006 said:

LOL ok, never had any problems using PayPal. I don't like them as a company, but have had no issues. Disputing charges is hardly the issue, giving my credit card information to a company based in a country hostile to the west in general and my country in particular is. Considering that computer hacking is a bit of a national sport there gives me zero confidence in using a credit card with them. Zero.

BTW go ahead and dispute a charge to Wargaming.. They automatically lock your account no questions asked.

 

They your lucky, i stopped using paypal years ago when they demanded i provide them full ID documentation to continue using my account.

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5 hours ago, Taylor3006 said:

I would never give my credit card numbers to Wargaming... Ever... Using Paypal or its equivalent  is far safer. 

This. It's a Belorussian company located in the most shady country in Europe - you'd have to be a fool to hand over your CC data.

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13 minutes ago, Battlecruiser_NewZealand said:

This. It's a Belorussian company located in the most shady country in Europe - you'd have to be a fool to hand over your CC data.

Why?  Credit card transactions are probably the best protected transitions you can make.  Just about any financial advisor will tell you to use a CC for online transactions because if there is ever a dispute, it is the easiest to resolve.  Debit card transactions are a little worse because it takes time to get your money back.  Pay pal is simply a scam waiting to happen these days.  Wire transfer accounts are even worse because you hand over your direct banking info.     Please elaborate on why this is bad? 

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5 minutes ago, CaptGodzillaPig said:

Why?  Credit card transactions are probably the best protected transitions you can make.  Just about any financial advisor will tell you to use a CC for online transactions because if there is ever a dispute, it is the easiest to resolve.  Debit card transactions are a little worse because it takes time to get your money back.  Pay pal is simply a scam waiting to happen these days.  Wire transfer accounts are even worse because you hand over your direct banking info.     Please elaborate on why this is bad? 

Safe is a relative term. Using credit cards for online purchases with reputable sellers is a no brainer. PayPal's only business is monetary transactions, calling it a scam is disingenuous. Heck most credit cards charge such outrageous rates they are far more "scam like" but that is another matter altogether. Wire transfers are things of the past and should be dead by now, the only thing keeping them alive is stupidity and criminality. If you think your credit card is so safe, post the number here in the forums and see what happens. We all know that would be stupid, guarding your information is a basic security strategy, one I am sure your financial advisors would say right off the bat. People charging items on stolen cc's is pretty basic and a fairly easy mess for the victim to clean up. Identity theft is much worse and bad people getting access to your cc info is the way many start down that road.

Layered protection is the way I protect my financials, it only makes sense to me. I am not saying Wargaming is a bad company, just saying that I trust them as much as I trust any business that I can not walk into the doors of close to where I live...  You add to that a foreign company and I stay suspicious.

BlindAF not ignoring your remarks btw, reading up on PCI tech and it is pretty cool although I suspect anytime you are integrating  programming there is a possibility of a breach. Using a program on webpages that run crap like Java, Flash, or the like, open up all sorts of issues. I am not learned enough to rate the threat level, could be pretty damn low, but from I have read so far seems to indicate that it is not foolproof. I still think anytime you have a POS transaction that the data is mineable regardless of what boxes you check.

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5 minutes ago, Taylor3006 said:

Safe is a relative term. Using credit cards for online purchases with reputable sellers is a no brainer. PayPal's only business is monetary transactions, calling it a scam is disingenuous. Heck most credit cards charge such outrageous rates they are far more "scam like" but that is another matter altogether. Wire transfers are things of the past and should be dead by now, the only thing keeping them alive is stupidity and criminality. If you think your credit card is so safe, post the number here in the forums and see what happens. We all know that would be stupid, guarding your information is a basic security strategy, one I am sure your financial advisors would say right off the bat. People charging items on stolen cc's is pretty basic and a fairly easy mess for the victim to clean up. Identity theft is much worse and bad people getting access to your cc info is the way many start down that road.

Layered protection is the way I protect my financials, it only makes sense to me. I am not saying Wargaming is a bad company, just saying that I trust them as much as I trust any business that I can not walk into the doors of close to where I live...  You add to that a foreign company and I stay suspicious.

BlindAF not ignoring your remarks btw, reading up on PCI tech and it is pretty cool although I suspect anytime you are integrating  programming there is a possibility of a breach. Using a program on webpages that run crap like Java, Flash, or the like, open up all sorts of issues. I am not learned enough to rate the threat level, could be pretty damn low, but from I have read so far seems to indicate that it is not foolproof. I still think anytime you have a POS transaction that the data is mineable regardless of what boxes you check.

This is actually an ignorant statement, from someone that is actually a knowledgeable person.  Posting your credit card number openly on a forum is supposed to somehow compare to the security of using it for online transactions?  Did you bump your head recently or just have too many drinks?

I have had my CC info stolen.  Twice actually.  Both times were resolved quickly and with minimal bother to me other than having to make the notification that it happened.  Neither times were from online transactions.  One was from a hotel I stayed in and the other was from a large chain department store.  So I call [edited] on your thinking that walking into a store and using your card is any safer than using it online.  They all run through the same type of networks.  It's just where and when it happens.  I mean do you really think that just because you physically swipe your card you are any safer than if you buy something online?  You proclaim to be pretty knowledgeable at these things, yet you make naïve statements like that?   The one thing I got caught up in was the big Target breach..  like 4 years ago?  How many 10's of thousands of people lost their card data in that just from going to Target?

 

 

Edited by CaptGodzillaPig

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20 minutes ago, CaptGodzillaPig said:

This is actually an ignorant statement, from someone that is actually a knowledgeable person.  Posting your credit card number openly on a forum is supposed to somehow compare to the security of using it for online transactions?  Did you bump your head recently or just have too many drinks?

I have had my CC info stolen.  Twice actually.  Both times were resolved quickly and with minimal bother to me other than having to make the notification that it happened.  Neither times were from online transactions.  One was from a hotel I stayed in and the other was from a large chain department store.  So I call [edited] on your thinking that walking into a store and using your card is any safer than using it online.  They all run through the same type of networks.  It's just where and when it happens.  I mean do you really think that just because you physically swipe your card you are any safer than if you buy something online?  You proclaim to be pretty knowledgeable at these things, yet you make naïve statements like that?   The one thing I got caught up in was the big Target breach..  like 4 years ago?  How many 10's of thousands of people lost their card data in that just from going to Target?

Sigh.. I have never had my credit card information stolen because I only use mine in businesses that I trust. I use cash for anyone else. I have never had anything stolen from me because I tend to keep my guard up, even when staying at a hotel. You don't give people opportunity and you tend not to be a victim. The reason I said what I did about physically going into a business, is because in Texas you can use force, including deadly force, to prevent theft. Kind of take that thing seriously here I suppose. I am not saying online purchasing is safer or not safer than physical transactions, that is your statement not mine. What I am saying is the potential for fraud ONLINE is huge and one that is exploited constantly. And again since reading comprehension seems to fail you, the fraud aspect is only a minor secondary concern over the larger issue of identity theft. Not allowing yourself to be victimized by criminals starts with good OPSEC, maybe you should try it before being victimized again.

Edited by Taylor3006

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