Taylor, I can't speak for the majority of the community, but I will say this. Being 2 tiers down in wows is not nearly as difficult as the posters make it out to be. Certainly not as difficult as in world of tanks. Wows could use a I'm tweak similar to the recent wot tweak where battles that included tanks that were two tiers down would have those -2 tier tanks represent about half the team so that there are plenty of bottom tier tanks to shoot. It seems like a good idea that wows could use.
I appreciate your response but again, I point out the obvious. There are thousands of posts on the forum that disagree with this. It has been a miserable experience for me personally as well. I was bow first and in reverse at range trying to escape a Tirpitz today in my Murmansk (or Marblehead I forget) and was deleted by him. I am unfamiliar with WoT honestly, seems from your description that something similarly could be done here but really again, I am pretty ignorant of WoT gameplay. BTW it might have been the other German battleship like the Tirpitz, begins with an S. I get the two confused lots.
Taylor, either you were in a fail division or you're mistaken about being in a tier FIVE cruiser facing a tier EIGHT BB. Tier 5's should never ever be facing tier 8 ships, unless they're in fail divisions. And yes, you might be thinking of the Scharnhorst, which is a tier 7 German premium BB.
That said, I generally think that one can be reasonably successful even when bottom tier and 2 tiers down, though there are some exceptions. Certain ships are poorly suited to being 2 tiers down, such as the Marblehead (though not the Murmansk). The Marblehead's problem is the short range of its guns. OTOH, the Murmansk's guns have sufficient range that the ship can hang out near max range and get good hits while dodging incoming fire. But also, it's best when you're bottom tier to try to avoid drawing attention to yourself. Try to fight and support higher tier team mates, in the hope that they'll be seen as bigger threats than your little ole bottom tier ship.